Our Approach to investments

As members of a national business owners planning organization, EisnerAmper Wealth Management & Corporate Benefits provides business owners with a system to deliver high-quality, customized solutions to plan for the eventual exit from their privately-held businesses.

We recognize that life is about tradeoffs and choices. Our investment solutions are designed to target your desired specific attribute, such as performance, tax minimization, protection, or low-cost tracking, and then seek to reliably deliver on that objective. Click on each attribute below to learn more:

Performance

Performance

Strategies that seek a higher rate of return relative to their passive benchmark over the long-term. Long-term is defined as a full market cycle (a bull market and a bear market).

Customer Type

Clients who have a long (multi-year) time horizon and who can live with volatility and deviation from a benchmark.

Benefits

Potential outperformance in the long-run (i.e., a full market cycle)

Trade-Offs

Higher management cost, reduced tracking to their specified benchmark, no bear market protection, low tax efficiency

Tax Minimization

Tax Minimization

Strategies designed to minimize state and federal income taxes over the long run.

Customer Type

Clients who are focused on minimizing state and federal taxes and who understand that any potential outperformance will only occur on an after-tax basis.

Benefits

Minimize taxes paid in the long-run
Attempt to achieve after-tax outperformance

Trade-Offs

Higher management cost, Reduced tracking to their specified benchmark, No bear market protection, No pre-tax outperformance

Protection

Protection

Strategies designed to reduce exposure to severe market declines that last for many months.

Customer Type

Clients who seek to avoid the financial, emotional or timing consequences of prolonged, multi-month downturns. Clients who understand that potentially avoiding the worst of a downturn may help them “stay the course” with their investments and help them proceed with their life goals.

Benefits

Attempt to mitigate against severe (multi-month) bear markets, Some strategies can provide possible tax efficiencies

Trade-Offs

Higher management cost, Minimal tracking to their specified benchmark, No substantial potential outperformance versus their specified benchmark over a full market cycle, Some strategies have no tax efficiency

Low-Cost Tracking

Low-Cost Tracking

Strategies that utilize low-cost ETFs and reliably and predictably track a benchmark.

Customer Type

Clients who are price sensitive and looking to get into the market. Clients who believe markets are basically efficient.

Benefits

Competitive cost, Closely and predictably track to their specified benchmark, Offer diversification and moderate tax efficiency

Trade-Offs

No potential for outperformance versus their specified benchmark, No bear market protection, No active tax management